The current economy It’s not one of the most pleasant subjects we can talk about, more than anything because of the precarious situation that many live in. The reasons for all this are very varied, something that does not extend only to our country. Therefore, many people are included in the list of defaulters unknowingly.

At such times, many citizens of our country wonder if for some reason they are in this list of offenders. We must bear in mind that if we are included in it, we may encounter problems when applying for credits and carrying out other banking procedures. so before apply for a loan, to buy a car That is apply for a mortgagemany want to know if they are really included in this list.

Precisely for this reason, below we are going to show you how to find this information directly from your computer. At the same time, we are going to show you how you can get out, if so, of ASNEF. First of all, it is important to know that when we refer to this organism, we are talking about the National Association of Financial Credit Institutions. At this point, it is important to know that when we apply for a loan, the banking entities check whether the applicant is on the list of defaulters.

How do I know if I’m on the offender list?

This is something that is done through the database, known as the list of offenders, belonging to the aforementioned ASNEF. Here is included legal and natural persons who at that time have an outstanding debt with some type of entity. Therefore, they are accused of non-compliance with monetary obligations, and therefore it is difficult for them to grant us new credits.

Well, in case we find ourselves faced with this doubt, the first thing we will do to find out if we are on this blacklist is to access this website. Here we find a customer service phone number, and at the same time we find a form to check if we are on this list. Once we have filled in the requested data, on the site itself they provide us with the postal or e-mail address to which we must redirect this form completed. Along with this, we should also include a copy of both sides of the IDENTIFIER or of driver’s license.

From this moment, within a maximum period of one month, we will receive the response we expect from ASNEF.

So that I can get out of the ASNEF list

In the event that we see that we are on the said list, which most do not like, we also have the option of requesting to be removed from it electronically. To do this, we only have to access it Web page which we indicated earlier. But in this case, we’ll look for the link called Agile Output Files to navigate to another form again and request that output.

It is advisable here to join, with the corresponding form, the proof that we paid the debt with the creditor and thus exit from the list of defaulters.